digiRAMA music download cards can only be redeemed at www.digirama.co.nz. A Microsoft Windows operating system is required for music downloads. digiRAMA is not compatible with Mac OS or Linux. Music downloads cannot be transferred directly to Apple iPods, view compatible portable players at www.digirama.co.nz/pfs. digiRAMA Cards can't be redeemed for cash, returned for a refund, exchanged or used to purchase other products. Unused balances are not tranferable. Cards can only be used to make full payment on a transaction. digiRAMA is not responsible for lost or stolen cards. Risk of loss or theft and title for cards passes to the puchaser on transfer. Card balances are available online with your account details at www.digirama.co.nz. Card value expires 4 months after first use or last recharge. digiRAMA cards will expire if not recharged within a period of 18 months. The maximum charge/recharge value is $200. Music purchased from digiRAMA is for personal, lawful use only. Use of the card constitutes acceptance of these terms. digiRAMA reserves the right to change the terms and considitions of use from time to time without notice.